Private Health Insurance
If you are applying for Spanish residency, a Non-Lucrative Visa, a Digital Nomad Visa, or many other immigration routes, comprehensive private health insurance is not optional — it is a mandatory requirement. The policy must meet specific immigration criteria, including full healthcare coverage in Spain without co-payments in many cases.
As an authorised Sanitas agent, Malaga Expat helps individuals, couples and families arrange compliant private health insurance quickly and easily. I can guide you through the available options, explain the differences between plans and help ensure you obtain the right cover for your specific visa or residency application, or as a complementary product to your Spanish public health cover.
Why I Recommend Sanitas
Having worked with many major private health insurers in Spain, I have found that Sanitas consistently stands out for the breadth and quality of its healthcare ecosystem, particularly for expatriates seeking premium medical care, English-language support, and innovative digital health services.
Sanitas offers access to one of Spain’s largest medical networks, with more than 58,000 specialists, over 4,500 medical centres and its own hospitals and healthcare facilities, providing excellent nationwide coverage and access to advanced medical technology.
A major advantage is Blua, Sanitas’ market-leading digital healthcare platform. Through the Mi Sanitas app, policyholders can access 24/7 video consultations, same-day specialist appointments, digital prescriptions, online physiotherapy, mental wellbeing and health programmes, remote monitoring and a wide range of preventive health services. No other insurer in Spain offers such a comprehensive digital healthcare ecosystem.
Sanitas is also a leader in preventive and personalised healthcare, including innovative genomic and health-monitoring services that reflect its commitment to the future of medicine and continuous investment in the state-of-the-art medical technology.
For expatriates, another key benefit is the extensive availability of English-speaking support and medical professionals, as well as English-language documentation and digital services.
As part of the Bupa Group, Sanitas has built an outstanding reputation for quality healthcare, innovation and customer service, making it one of the most popular choices among international residents in Spain.
Get a Personalised Quote
Whether you are applying for a visa, arranging residency, or simply investing in your personal and family’s healthcare, I can help you find the most suitable Sanitas policy for your circumstances.
Get in touch today for a no-obligation quote and personalised advice on arranging the health insurance you need for your life in Spain.
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What They Say About Us
Posted on Google Daniel DregerMay 29, 2026Trustindex verifies that the original source of the review is Google. I highly recommend Irina. Our family's housing search encountered a number of unusual complications beyond our control and, through it all, Irina's patience and perseverance kept us moving forward and successfully brought us over the finish line. Her diligence and good advice will be invaluable to you.Posted on Google Denisa G.April 13, 2026Trustindex verifies that the original source of the review is Google. The services Irina offers are beyond worth it. She made our move a hundred times easier, way beyond our expectations. A true professional, very nice and kind, efficient and very knowlegeable. We also brought our cat to sunny Málaga, I have no idea how we would've found an apartment without Irina. In less than a month we were fully moved into a beautiful apartment and already feeling like home. We have Irina to thank for playing such a major part of making our dream come true.Posted on Google Manuel KleinMarch 9, 2026Trustindex verifies that the original source of the review is Google. Irina is the best! In the process of moving to Málaga, Irina helped me get my NIE appointment (and her husband even joined at the local office to make sure everything works), my Spanish bank account, health insurance and sense-checked my rental contract. She offers full-package deals as well as more customized deals. My experience with Irina was always beyond expectation: she replies super fast, always helpful, to the point and friendly. Definitely recommend for a smooth landing in a place where everything is new at first. Muchísimas gracias!Posted on Google Delia Nuesch-OlverJanuary 28, 2026Trustindex verifies that the original source of the review is Google. We are two resourceful global souls who found Malaga Expat Consulting in the process of researching a move to Spain. We had assumed we would figure things out by ourselves but out of curiosity explored the idea of hiring a relocation specialist. We took Malaga Expat Consulting’s offer of a free initial one-hour Zoom consultation and by the end we realized that while this could be a DIY project why would we when we could hire an expert like Irina Saltmarsh. She was highly professional, accesible, knowledgeable, focused, and all around fabulous in guiding us each step of the way. Her thoughtful and timely responses made us feel as we were her only costumers, which we know we are not. Now that we live in Malaga we realize that Irina’s honest responses regarding some ideas we had saved us money, time, and headaches. Each situation is different, of course, but less than three months after arriving in Spain both my husband and I had our Spanish Residence in a process that was straight forward and stressless. We also hired Irina to coach us in the process of finding housing in Malaga. We had done months and months of online research which we presented to her. Irina was very knowledgeable of neighborhood vibes and social contexts. For instance, her feedback on an apartment we liked online was along the lines of “there is a school nearby and it gets noisy at certain times.” Or, “I know that apartment and it is great but that’s a party part of town and gets very noisy at night”. Thanks to Irina, we are now happily living in Malaga enjoying our new life in a lovely apartment with a good landlord, in a great neighborhood not far from the Mediterranean. We have no hesitation in recommending Malaga Expat Consulting and Irina Saltmarsh for anything she says she will do.Posted on Google AnnaJanuary 13, 2026Trustindex verifies that the original source of the review is Google. I moved here a month ago and couldn't have done all the bureaucracy work without Irina. She scheduled appointments for me and handled all the paperwork due to my limited Spanish speaking skills. I appreciate her so much and can highly recommend!Posted on Google Gary OkesonDecember 27, 2025Trustindex verifies that the original source of the review is Google. I have had a great experience with Malaga Expat to get my initial residency card andy year 2/3 renewal. I was given clear expectations of what I needed, my questions were always answered right away and they went with us for the processing down town. We received our appointments very quickly, faster than our friends who came 2 months before us. I will use them again for the year 4/5 renewal. I highly recommend them.Posted on Google James GonzalezDecember 23, 2025Trustindex verifies that the original source of the review is Google. Irina was amazing! She took the time out of her busy weekend to send 3 qoutes for Sanitas health coverage. Everything was clearly explained and most of all in English with my Spanish only being A1 level, this was tremendously helpful in helping us make a more informed decision on which Sanitas plan was going to be the most comprehensive coverage for our family. If you have any doubts you can lay those to rest and know that you are in good hands with Irina.Posted on Google Tom MickiewiczDecember 18, 2025Trustindex verifies that the original source of the review is Google. We are a family of four who moved from London to Malaga after 22 years in London. We moved as European Union citizens. Irina offered us a comprehensive service, from obtaining a NIE number, helping set up a bank account, finding our first flat, and drafting the initial contract with the landlord, to finding a school for our son, communicating with the school, and obtaining residence permits for all four of us. We are very happy with the service. Irina clearly communicated the next steps and required documents, and she organized meetings. Everything went smoothly and with great care. I recommend Irina to anyone seeking help with the legal side of moving to Malaga.Posted on Google ExploringDecember 6, 2025Trustindex verifies that the original source of the review is Google. What should I say, absolutely top notch service, very professional and friendly! We came to Spain last August 2024 and did all our paperwork with Irina, everything went smoothly. She also recommended an accountant/tax advisor whom I still work with today. My partner and I are planning to get married, and once again we asked her for guidance, and she didn’t let us down. I would definitely recommend working with her. Thank you for everything (:Posted on Google Kim UnawekaDecember 1, 2025Trustindex verifies that the original source of the review is Google. Irina helped us with our residency and padron. She was really helpful and friendly and everything went very smooth. I would highly recommend Irina. Reasonable price and fast/good service! :)